Jodi Forman L.C.S.W., LLC



Individual and Family Therapy



Financial



Appointments are approximately 50 minutes and the fee is $200 per session. I accept cash, check, and Zelle only. I DO NOT accept credit, debit, or HSA cards. Payment is due at the beginning of each session.


I do offer Brainspotting Intensives that can range from 2-5 hours per day. New clients who are interested in a Brainspotting Intensive must participate in a 90 minute intake (can be scheduled before the intensive takes place), and a 50-minute post-intensive check-in within 7 days following the intensive. The cost for the 90-minute intake is $350, $250/hour for Brainspotting, and $200 for the 50-minute post-intensive check-in. Intensives are typically scheduled days/times outside of my usual work schedule. Insurance CANNOT be used for any part of the Brainspotting Intensive.




Insurance



I am an in-network provider for most insurance companies. If I am an in-network provider for your insurance company, I will bill your insurance company for services. You will be responsible for payment of the deductible and/or copay prior to each session. Please be advised that if insurance does not cover your appointment for any reason, you will be responsible for full payment of $200 for your appointment. I recommend you contact your insurance company to confirm your insurance benefits. If I do not accept your insurance, I can provide you with a superbill to submit to your insurance company for reimbursement purposes.




Why do i accept insurance?



While many therapists have moved away from insurance panels to prioritize flexibility and financial independence, my practice continues to accept most major insurance plans to make high-quality therapy accessible to as many people as possible. Everyone deserves the opportunity to work with an experienced therapist, regardless of financial circumstances, and I believe barriers like high out-of-pocket costs should not prevent individuals and families from getting the support they need. By participating with insurance, I can serve a diverse clientele- including those navigating complex life challenges- who might otherwise delay or forgo care. This commitment allows me to focus on meaningful change while navigating the administrative realities to keep sessions affordable and effective for you.



wHy do some clients prefer to pay out of pocket instead of using insurance?



Some clients prefer not to use health insurance for therapy to maintain greater privacy, flexibility, and control over their care. When insurance is billed, I must provide a mental health diagnosis and occasionally share treatment details for authorization or review. This information becomes part of your permanent medical record, which can affect future coverage or your ability to obtain life insurance. Paying out of pocket also allows you to extend session lengths which insurance will not cover. It ensures that therapy remains confidential, personalized, and guided by clinical needs rather than insurance policies.


In addition, it also helps prevent gaps in treatment. Insurance companies may limit how often you can meet with me and the total number of sessions they will reimburse. By paying out of pocket, you can continue sessions as frequently and for as long as needed, ensuring steady progress without interruption. It can ensure more personalized, confidential care without the limitations set by insurance companies.